Reopening your Insurance Claim through First off, don't be intimidated by your Insurance Company. And, understand -- the Insurance Adjuster they send out works for the insurance company, not you! Plus, there is a good chance your claim has been "low balled" or damages left out of your settlement. If you are unhappy with the settlement check and you decide to reopen the claim, your insurance company will want you to go to Florida State Sponsored Mediation. However, for most people, Mediation may not be a good idea simply because Mediation is non-binding and, typically, the consumer has no representation, which can place them in jeopardy much the same way as going to trial without an attorney. Your better alternative is Appraisal, which is binding. Click on these links to get a true picture of the differences between Mediation and Appraisal. Clearly, if you believe you have a substantial claim to reopen, Appraisal is the door to open and to do this you need to hire an expert in claims evaluation; a professional advocate who is knowledgeable in working with insurance companies, understands the language in insurance policies, and is expert in estimating construction and building repair damages related to hurricanes, fires, and other covered insurance perils. A professional Appraiser will help you effectively document the full extent of your claim (building damages, content damages, and additional living expenses). Plus, fully represent your rights against the insurance company's appraisers. For experienced insurance advocacy and expert appraisal representation take your claim settlement to a higher level of competence.
What is a Public Insurance Adjuster? There are three types of adjusters licensed by the State of Florida: Independent Adjuster - is hired by the Insurance Company to represent the company in dealing with your loss and damages. The Independent Adjusters main responsibility is to protect the interests of the Insurance Company. Public Adjuster - is the only Adjuster specifically licensed by the State of Florida to represent you, the Insured. The Public Adjusters main responsibility is to protect you and your interests in claims against a loss with the Insurance Company.
YPA Handles a Wide Range of Losses: • Air Conditioning Leaks
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Section 15 626.8797 | Public Adjusters proof of loss; Fraud statement : Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim of proof of loss containing any false, incomplete, or misleading information commits a felony of the third degree. |
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